By way of some further housekeeping amendments, a recent Order of the Lieutenant Governor in Counsel made on September 26, 2013, has enacted various sections of the Insurance Act. In particular, section 155 is immediately enacted and sections 156 …Keep reading
As is common most mornings, I recently stopped at my local coffee shop on the way into work. Imagine my surprise and dismay when I discovered the doors locked, lights out and a note advising that the owners have now …Keep reading
In January 1995 a fire destroyed a Toronto apartment building. Eight legal proceedings were brought against various defendants including the building’s owner, Axes Investment Inc. (“Axes”) and the property manager, Tandem Group Management Inc. (“Tandem”).
Three policies of insurance were …Keep reading
It has long been held that the owner of a dog may be liable for the actions of their dog in one of two ways: strict liability under the doctrine of scienter or in negligence.
Liability will only attach under the …Keep reading
The Court of Appeal’s recent decision in Turpin v. The Manufacturers Life Insurance Company, 2013 BCCA 282, helps bring certainty back to the interpretation of insurance policies with respect to the application of the “reasonable expectations” principle.
In Turpin, the …Keep reading
The Court of Appeal recently released reasons on McLean v. Canadian Premier Life Insurance 2013 BCCA 264, the trial decision of which was the subject of a previous post. In a unanimous decision authored by Madam Justice Neilson …Keep reading
A reminder to insurers that Section 4 of the Insurance Regulation, pursuant to the new B.C. Insurance Act, is now in place as of July 1, 2012. This section requires that insurers notify an insured of any applicable statutory limitation …Keep reading
A covenant to insure most often arises in a landlord-tenant situation but does have broader commercial application as was seen in the recent British Columbia Court of Appeal decision of Kruger Products Ltd. v. First Choice Logistics Inc., 2013 …Keep reading
On December 19, 2012, the British Columbia Legislature brought into force various housekeeping revisions to the Insurance Act Regulation.
The revised regulation corrects internal references to various sections of the Insurance Act.
The revised regulations also include a new …Keep reading
Construction is a risky business. Having the right insurance in place is therefore essential for everybody engaged in the process.
It is also critical that you understand the basic operation of your insurance policies and have some understanding of the …Keep reading