Yearly Archives: 2013

‘Tis the Season – Alcohol-Related Liability

‘Tis the season of holiday parties with many over imbibing on egg nog and other festive cocktails.  Unfortunately, overdoing it during the holiday festivities can give rise not only to hangover-related headaches, but also to various forms of liability headaches.…

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Fall Cleaning: Enactment of Housekeeping Amendments to the Insurance Act

By way of some further housekeeping amendments, a recent Order of the Lieutenant Governor in Counsel made on September 26, 2013, has enacted various sections of the Insurance Act.  In particular, section 155 is immediately enacted and sections 156 …

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The Mental Grind: DSM-5 and new Psychological Injuries

As is common most mornings, I recently stopped at my local coffee shop on the way into work.  Imagine my surprise and dismay when I discovered the doors locked, lights out and a note advising that the owners have now …

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“Blinkmanship” in Overlapping Coverage and Insurer Disputes: Aviva v. Lombard 2013 ONCA 416

In January 1995 a fire destroyed a Toronto apartment building.  Eight legal proceedings were brought against various defendants including the building’s owner, Axes Investment Inc. (“Axes”) and the property manager, Tandem Group Management Inc. (“Tandem”).

Three policies of insurance were …

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At the End of Their Leash: Potential Limits on the Scope of the Scienter Doctrine

It has long been held that the owner of a dog may be liable for the actions of their dog in one of two ways: strict liability under the doctrine of scienter or in negligence.

Liability will only attach under the …

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Some Welcome Clarification of Policy Interpretation for Insurers

The Court of Appeal’s recent decision in Turpin v. The Manufacturers Life Insurance Company, 2013 BCCA 282, helps bring certainty back to the interpretation of insurance policies with respect to the application of the “reasonable expectations” principle. 

In Turpin, the …

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One Judge’s Clarity is Another’s Ambiguity: McLean v. Canadian Premier Life Insurance

The Court of Appeal recently released reasons on McLean v. Canadian Premier Life Insurance 2013 BCCA 264, the trial decision of which was the subject of a previous post. In a unanimous decision authored by Madam Justice Neilson …

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Get the Limitation Clock Ticking – Reminder to insurers of the new notification requirements

A reminder to insurers that Section 4 of the Insurance Regulation, pursuant to the new B.C. Insurance Act, is now in place as of July 1, 2012. This section requires that insurers notify an insured of any applicable statutory limitation …

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Great Scott: Covenants to Insure and Tort Immunity

A covenant to insure most often arises in a landlord-tenant situation but does have broader commercial application as was seen in the recent British Columbia Court of Appeal decision of Kruger Products Ltd. v. First Choice Logistics Inc., 2013 …

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A New Year’s Regulation: Revised Insurance Act Regulation

On December 19, 2012, the British Columbia Legislature brought into force various housekeeping revisions to the Insurance Act Regulation.

The revised regulation corrects internal references to various sections of the Insurance Act.

The revised regulations also include a new …

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