Monthly Archives: September 2014

New Trial – New Decision: Crash in a Deliberate Single Engine Take-Off is an “Accident”

A recent decision of the Ontario Superior Court considered the definition of an “accident” within the meaning of an aviation policy of insurance, with important consequences for insurers and pilots. In Van Berlo v. Aim Underwriting Limited, 2014 ONSC …

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The Mortgage Clause: Insurers and adjusters shouldn’t overlook the role of the standard mortgage clause in the property insurance policy

A version of the Standard Mortgage Clause (SMC) is found in virtually every property insurance policy where a mortgage underlies the property ownership. The standard wording of the SMC is:

Breach of Conditions by Mortgagor, Owner or Occupant – this …

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